Not known Facts About 228 loan
Not known Facts About 228 loan
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The Board evaluations the affect and responsiveness on the lender's Local community enhancement loans and community development investments that advantage or serve the nationwide location, as delivered in § 228.15.
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suggests, notwithstanding the definition of “little farm” in this area, a loan A part of “loans to smaller farms” as noted in Routine RC-C of the decision Report.
A financial institution that features modified or further performance evaluation parts with accompanying once-a-year measurable objectives in its prepare will have to specify in its strategy yearly measurable aims that represent “Satisfactory” overall performance and will specify yearly measurable ambitions that represent “Outstanding” efficiency.
The Board considers info provided by the lender and should think about publicly accessible info and knowledge supplied by federal government or Neighborhood resources that demonstrates that a Local community progress provider Rewards or serves a facility-primarily based evaluation spot, State, or multistate MSA, or maybe the nationwide location.
(i) A financial institution may possibly incorporate overall performance analysis elements and accompanying once-a-year measurable aims for additional geographic parts but may not do away with the evaluation of its general performance in any geographic place that will be A part of its performance evaluation during the absence of the permitted strategy.
means a financial institution's loans in one of the next, individual types in a selected Retail Lending Test Location:
(B) For each of a financial institution's facility-centered evaluation locations in a nonmetropolitan space, the Nonmetropolitan Nationwide Group Advancement Financing Benchmark actions the greenback quantity of Group development loans and Neighborhood advancement investments that reward or serve nonmetropolitan locations from the nationwide region for all substantial depository establishments when compared with deposits situated in nonmetropolitan locations while in the nationwide space for all significant depository establishments.
Subject matter into the geographic specifications in paragraph (b) of the section, a substantial bank will have to delineate, for a specific calendar 12 months, a retail lending evaluation place in any MSA or within the nonmetropolitan spot of any Point out where it originated:
Within a facility-centered evaluation space or outdoors retail lending space, a product line is An important product line Should the lender's loans in that merchandise line comprise 15 p.c or maybe more with the bank's loans throughout each of the lender's solution strains in the facility-based mostly evaluation region or exterior retail lending area, as established pursuant to paragraph II.b.one of appendix A to this part.
(A) For every of the lender's facility-based evaluation regions in just an MSA, the MSA Nationwide Local community Development Financing Benchmark steps the dollar quantity of Group progress loans and Neighborhood improvement website investments that benefit or serve MSAs from the nationwide space for all substantial depository establishments compared to deposits situated in the MSAs from the nationwide region for all substantial depository establishments.
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
(i) Impedes its ability to carry out at a satisfactory amount underneath the system, such as financial constraints caused by substantial events that impact the local or countrywide overall economy; or
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